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18Apr
Finance

3 Debt Tendencies and How To Overcome Them

Debt is borrowing money that is not yours. It typically comes at a cost, known as interest. Interest is a percentage of the amount owed. Debt comes with expected payments and an expectation to replay all that you borrowed plus interest. Even financially savvy people can find themselves in too much debt leaving them feeling vulnerable or uncomfortable. A good rule of thumb is to maintain a long-term perspective. We need to learn to delay short-term pleasures in order to reach long-term goals...
5 mins read
13Apr
Finance, Travel

5 Tips To Save Money On Travel

If you’re feeling the travel bug but your bank account is telling you a different story, don’t be discouraged. Certainly don’t go into debt to vacation, but look around at more affordable options. Research a little and you just might find a Vacation is within reach...
4 mins read
11Apr
Finance

Understanding Credit and Credit Cards

Good credit is required for most things now days. From buying a car, taking out a mortgage, even to qualify for a rental. You can't escape the need for credit. Credit is built over time as you begin to show reliability in borrowing and repaying debt...
4 mins read
06Apr
Relationships, Travel

Grief and a Girls Trip- How I Found My Way Through The Pain

My life changed so much in the last 4 years. Our family grew from 0 to 2 kids then 2 to 4, then back to 2. Navigating my role as mom in a pandemic, becoming the primary teacher, figuring out my job amidst it all. Fighting a corrupt foster system and getting all too familiar with our legal system in the process. Helping broken children become whole again and watching them leave against their will. Helping my remaining children cope with the tremendous loss they felt while grappling with my own grief. There was no rest for the weary. And I was WEARY. 
5 mins read
04Apr
Finance

Creating a Financial Emergency Plan

Natural disasters can happen anywhere you live. People often prepare for the potential of evacuation, sheltering in place, and even loss of our belongings, but have you ever given thought to what you would do in a financial emergency? What about the loss of a job? Or injury lending you unable to work for a time or forever? We are not immune from devastation, physically, emotionally, or financially.
4 mins read
30Mar
Lifestyle

10 Amazing Housewarming Gifts Anyone Would Love

Moving is a stressful time. Your life is packed away into boxes, your routine is upended, and you’re learning to navigate your new surroundings. If you’re lucky, your move was local and you are able to stay in the same social circle. I’ve moved 3 times in the last 10 years. One of the best parts of moving is being able to invite your people over to see the new place you call home. Out of their kindness, oftentimes people bring a gift to help you settle into your new place. Housewarming gifts are a lovely tradition.
5 mins read
27Mar
Finance

About Taxes and What to Do With Your Refund

Good ol’ Uncle Sam. Taking, taking, taking and once a year we hope and pray he gives a little something back. Tax refunds are simply a return of money you overpaid during the year that you didn’t need to. Some people don’t receive a refund because they withheld the perfect amount. Others owe money because they didn’t withhold enough during the year. Others invest their excess during the year in the bank of Uncle Sam for 0% interest and receive a refund on that money after they file their tax return. There really is no wrong or right way to do your taxes.
6 mins read
23Mar
Relationships

Setting Healthy Boundaries

I didn’t want to be viewed as the problem for setting someone off when I could just as easily let it roll off my back. When I was younger, I was much more vocal about my opinions and it didn't go over well sometimes. I found myself avoiding these confrontations and silencing myself for the sake of the relationships...
7 mins read
21Mar
Lifestyle, Relationships

5 Care Packages To Brighten Someone’s Day

I know this experience was a learning moment for my kids and a great reminder to get outside of myself and serve others. I don’t expect this one time lesson to stick around forever, which is why I intend to make this at least an annual family event. I encourage you to include your children, friends, partners, etc. in the joy of giving...
4 mins read